Central America’s Retirement Gem: Stable, Easy, and Affordable Costa Rica
Costa Rica is a gorgeous country, with long stretches of deserted and undeveloped beaches … dense jungles bristling with unique wildlife … towering volcanoes, lush green valleys, and numerous crystal-clear lakes and rivers …
Not just that, however the nation offers a fantastic environment year-round, neighborly environment, no-hassle home programs, excellent health care, a steady democracy, and security and security. It does not harm that many retired couples report living well on $2,000 a month– that consists of all their costs.
For these reasons, along with the inviting residents who are warm and friendly to new foreign next-door neighbors, Costa Rica has actually been an expat sanctuary for more than 30 years.
© Storkalex/iStock That’s another perk: you don’t have to be a pioneer in Costa Rica. There are well-established expat communities throughout the nation. Things are”set up” so to speak, when it concerns delivering your household items, using the healthcare system, purchasing residential or commercial property, and more.
And by following this well-trodden path, your shift to your new life is a lot easier. It’s little, about the size of West Virginia. However the variety of landscapes, environments, and lifestyles in Costa Rica is remarkable. You have the rainforests, wild beaches, and lovely seaside towns of the southern Pacific coast, also referred to as the Southern Zone.
A Landscape and Lifestyle for Every Taste
Puerto Viejo, Costa Rica There are the bustling market towns surrounded by sugar walking cane fields and coffee plantations of the Central Valley. Around the beautiful 33-square-mile Lake Arenal, expats have settled on the verdant hills increasing from the shore, with vast lake views from their houses. On the Caribbean coast, life is laidback and moves to the rhythm of reggae. And that’s just a little taste of all
Costa Rica has to use as far as places to live. With all these different environments and landscapes, it’s no wonder that this Main American gem is likewise among the most biodiverse areas on the planet. With simply 0.03%of the earth’s surface within its borders, the nation has actually an estimated 5% of the world’s types. In Costa Rica, this natural world surrounds you, putting the nation on the leading edge of eco-tourism and eco-living. Sloths, capuchin monkeys, toucans, and scarlet macaws will be your brand-new next-door neighbors.
< img width="300" height="225"src ="https://cdn.internationalliving.com/wp-content/uploads/2015/06/central-valley1-300x225.jpg 300w, https://cdn.internationalliving.com/wp-content/uploads/2015/06/central-valley1-150x113.jpg 150w, https://cdn.internationalliving.com/wp-content/uploads/2015/06/central-valley1.jpg 580w"alt="central-valley"/ > Central Valley, Costa Rica And no matter which place you select, you can gain from deal realty, whether you buy or rent. Three-bedroom homes in the Central Valley start at $119,000 to buy and $500 a month to rent. And two-bedroom apartment, a brief walk to the beach on the main Pacific coast, in a vibrant town will cost about $700 a month, and a similar property is costing$165,000. Offers like this can be found throughout the country.
Another big bonus is the premium, inexpensive healthcare. There are 2 systems: personal, for which you can pay cash or usage insurance coverage, and the government-run public system which you sign up with when you end up being a legal resident. In general, expats in Costa Rica pay a portion of what they did back house for healthcare.
All these benefits make Costa Rica a premier destination for those looking for a safe, enjoyable, and active retirement surrounded by new pals in a stunning setting.
Where is Costa Rica?
Surrounded to the north by Nicaragua and to the south by Panama, Costa Rica has both a Pacific and Caribbean coast. The nation’s population of 4.9 million, has to do with the size of West Virginia. However, Costa Rica loads a lot into this small territory, with a diverse range of environments, landscapes, and lifestyles.
Learn More From Our Costa Rica Editor
Advantages and disadvantages of Living in Costa Rica By Kathleen Evans I hear all of it the time, “You’re living the dream.” Regardless of how idyllic my life wants to my social networks good friends and fans– it is not ideal. Just like living anywhere in the world, there are advantages and disadvantages connected to that specific location. Costa Rica ideas the scale for me– and most expats who live here– in the professional classification.
© mkurtbas/iStock Pro: There are lots of healthcare alternatives in Costa Rica– first is the universal medicine program, called the Caja. Once residency is gotten, you merely pay regular monthly into the program and your healthcare is covered. The payment is normally 7% to 11% of your noted income, so for a lot of, it is quite cost effective. There are also well-known international private health care policies available, which are far more budget friendly than a similar policy in the U.S. The personal health care sector is top-notch. Some expats choose to pay out-of-pocket for medical expenditures, especially those in outstanding health. Paying directly for treatments in Costa Rica can save you 40% to 80% of what the exact same treatment costs in the U.S. For instance, a doctor’s check out normally costs around $50 and a specialist $80. There are both public and private medical centers throughout the country, with the very best of them being around San José, the Costa Rican capital.
Con: Sometimes the height of rainy season(September to October)it gets quite darn soaked. You might need to place on galoshes to walk around your property. The canine requires mud rinsed after every walk. You have to drive out of your way to get someplace since the river crossing is now too dangerous.
Pro: The rain is also glorious. It keeps dust down and turns the forests into awe-inspiring abundant tones of green. It gets those whitewater rivers cranking to level 5’s and supplies drought-ridden locations with essential yearly water. Numerous expats come to accept the rain for a change of rate after all that sunshine and there are seldom days with rains throughout the day.
Pro: There is no doubt that the majority of senior citizens and expats report living a much healthier way of life in Costa Rica than they carried out in their home country. The weather condition is warm to temperate. It encourages you to get outside. There is no six-month winter season hibernation. It is an active nation with so many options to get you moving, from salsa dancing, to jungle hiking, beach walks to golf, and surfing to mountain climbing. There is also an abundance of fruits and vegetables and fresh seafood available. In lots of smaller neighborhoods, fast food is nonexistent and processed foods are very little. With a change in diet plan and more activity, it is normal you will begin seeing a favorable change in Costa Rica.
Con: In some way Costa Rica went from the best roadway system in Central America over half a century back to, in my viewpoint, among the worst. Naturally, the significant”highways”are paved, as are most main roads. But you get into the secondary roadways of Guanacaste, the Southern Zone, and the Caribbean side and you will find unpaved roadways with pits, worsened by rainy season which turns the roads into mud pits or little rivers. The absence of signage, street names, and an insufficient number of motorists with any correct training will advise any motorist to hesitate about supporting wheel in Costa Rica. I do drive here. But carefully.
Peace, Safety, and Household
Pro: Costa Rica eliminated their military in 1948 and vowed that budget plan to education and healthcare. It is in general a peace-loving country and is often described as the “Switzerland of Central America.” I feel much safer here than I do back in the U.S. Household comes first and they work to live, not live to work. For that reason, it iscrucial to spend time with friends and family. The Costa Ricans (ticos)are considerate of other cultures and the federal government recognizes same-sex collaborations as far as reliant spouses.
< img width=" 505" height =" 300"src="https://cdn.internationalliving.com/wp-content/uploads/2018/07/costa-rica.jpg 505w, https://cdn.internationalliving.com/wp-content/uploads/2018/07/costa-rica-150x89.jpg 150w, https://cdn.internationalliving.com/wp-content/uploads/2018/07/costa-rica-300x178.jpg 300w"alt="Costa rica main plaza"/ > © iStock.com/ E_Rojas Con: Yes, every country has it. Frustrating bureaucracy. The unexpected modification in guidelines of which nobody knows. The long waits at federal government offices or health care centers. The 4 different answers you get to your concern at the bank, depending on which teller you ask.
The helpline phone
numbers that no one actually
answers. Shipping © iStock/ cybrain Con: Shipping is enhancing. Slowly. But if you are an Amazon junkie, you will either need to go on the wagon or pay some pretty hefty costs to ship to lots of parts of Costa Rica. There are locations in the nation even UPS does not service. The lack of addresses makes getting postal products hit or miss; and the possibility of finding your items hung up in customs forever is a truth.
Pro: Although just the size of West Virginia, the country has two major global airports with everyday flights on every North American airline company from significant entrance cities. Between these airports, it is easy to get to the nation’s most popular destinations within an hour or 2. Depending on the season and path, you can find flights as low as $400 round-trip. With that ease of travel, it is practical to return home for special celebrations or quickly get visitors.
Lost in Translation
Con: Till you are near proficient,
there will be things lost in translation. Discouraging minutes on the phone are common and misunderstandings will take place, specifically when you only comprehend part of the discussion. Pro: It is such an enjoyable possibility to find out a brand-new language. It takes you out of your convenience zone and workouts your brain. And research studies show a well exercised brain staves off memory problems. Fortunately, Costa Ricans are quite patient with new Spanish speakers.
Pro: You will not discover”shrieking”deals in Costa Rica. That ship has actually sailed. However, you can certainly find a method to spend a lot less cash here compared to residing in the U.S. For instance, if you were to take our well-appointed, two-bedroom, two-and-a-half-bathroom condo with a partial ocean view and compare it to downtown living in San Diego, Austin, or Boston, our place would easily cost three to 4 times more. Our yearly real estate taxes are simply 0.25% of our signed up worth. In those cost savings, we can pay 6 months of our costs. CD’s make a much greater interest portion in Costa Rica (5% to 9% depending upon the terms)– so we are in fact generating income from moving a 0.5% CD from the U.S. to Costa Rica. We also save on food costs when we buy at the local farmers market (feria). And residing in a small neighborhood, there is little temptation to buy designer products. In reality, extremely few individuals have the “Staying up to date with the Joneses” mindset. It is quite revitalizing.
< img width= "562" height ="347"src=" https://cdn.internationalliving.com/wp-content/uploads/2018/09/Jacó-Costa-Rica.jpg 562w, https://cdn.internationalliving.com/wp-content/uploads/2018/09/Jacó-Costa-Rica-150x93.jpg 150w, https://cdn.internationalliving.com/wp-content/uploads/2018/09/Jacó-Costa-Rica-300x185.jpg 300w"alt ="Jacó Costa Rica"/ > Pro: My last idea is both a pro and a con. When my spouse, Steve, and I made the supreme choice in 2013 to put the wheels in motion for this global relocation, I was longing for a slower rate of life. My sales career in corporate America beat me up for two-and-a-half years. I was longing to slow my life down with a leap from the roller coaster– for my sanity and my health.
Costa Rica offers that opportunity to stop and smell the roses. Life is primary, work is secondary. I love long strolls on the beach and the “tranquilo pura vida” attitude. Until I am waiting for a good friend to show up for lunch 30 minutes late or that cable television guy who was supposed to be here the other day, or two days back, but never informed me. Things mover slower here. And for a North American from the business world, occasionally this pro ends up being a con.
IL Costa Rica Reporter|Kathleen Evans
Kathleen Evans, grew up in brutal Chicago winters, and lived briefly in England and South Africa prior to settling in Austin, Texas. In 2013, Kathleen and her partner, Steve, relocated to the vibrant beach town of Tamarindo, Costa Rica. Now a main resident of Costa Rica, she found her sunlight and enjoys sharing her experiences of how to make your dreams a truth.
Click here to read more articles from Kathleen Regularly Asked Concerns About Costa Rica What’s the Population of Costa Rica?
The latest census has actually shown Costa Rica has a population of 5,097,988. The new census might highlight an increase in this number.
What is the Climate like in Costa Rica?
Depending where you are in the nation the environment can differ. Normally Costa Rica is tropical and subtropical; dry season (December to April); rainy season (May to November); cooler in the highlands.
What Language do they Speak in Costa Rica?
The official language spoken in Costa Rica is Spanish. This is due to the Spanish Conquest of Costa Rica in 1561 in Nicoya Bay.
What are some popular Locations in Costa Rica?
Costa Rica has a huge quantity of popular locations consisting of: Puerto Viejo, Nosara, Cartago, Guanacaste, Jacó, La Fortuna, and Tamarindo.
What are the international airports in Costa Rica?
Costa Rica has 2 worldwide airports Aeropuerto Internacional Juan Santamaría near San José, and Aeropuerto Internacional Daniel Oduber Quirós, near Liberia in Guanacaste.